Employee Benefits for the 21st Century(R)            

Employee Benefits for the 21st Century(R)                    

               Insurance and other benefits 
                 Creative Benefit Solutions
                  and SBM Marketing LLC
                      

Stephen B. Miller CLU, ChFC
Stephen B. Miller CLU, ChFC has been in the insurance business for over 50 years.  Having retired from CIGNA in 1997 he is a Life Member of the Million Dollar Roundtable, a member of the National Association of Insurance and Financial Advisors (NAIFA) , Mr. Miller is able to provide you with insurance programs to help you and your family.  He is also able to provide you with other programs and benefits through SBM Marketing LLC.
Contact for Medigap Benefit Programs and help with Medicare if you are turning 65 or if you have left your employer and you are over 65 and need help with Medicare.
If you have an old Life Insurance policy that you would like to sell, I can help you evaluate your situation and obtain a price for your policy.

              Insurance Programs and Services Available
                 through Creative Benefit Solutions


Benefits for Students and Visitors to the United States: Medical coverage for foreign nationals visiting the US
Benefits for Students and Visitors to the United States: (Spanish Brochure)

Trip Insurance: Reimburse you for delays or cancellation of travel
ShadyGroveAdventist Hospital: Health Information resource


Medigap and Medicare Part D programs: contact me directly



    Products and Services through SBM Marketing,LLC 
 



WELCOME TO THE CLOUD; Cloud services hosted by cdesks with a Microsoft Office package.   
Americansall.org: A Social Legacy Network: For a $49.95 Fee you have access to a portal in the "cloud" where you can put a story about yourself or a family member.  Please go to the website to see all of the benefits that are available.


For additonal information please contact Stephen B. Miller CLU, ChFC,
301-896-0430, Cell: 240-481-8990  Fax 1(855)884-1919
steve@sbmiller.com 
Licensed to do business in Maryland, Virginia, DC, and Florida.
Copyright 2021. Creative Benefit Solutions. All rights reserved.